ZET Credit Card Apply Online – Zero Joining Fee, Lifetime Free, Works on UPI

ZET Credit Card

UPI-enabled RuPay Credit Card

Lifetime Free Credit Card

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Basic Requirements

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PAN Card

Aadhaar Card

Mobile Number

FREQUENTLY ASKED QUESTIONS

What is the minimum amount required for the FD Credit Card, and what will be the credit limit? ▾

A minimum of ₹5,000 is required to open the FD, and 90% of the FD amount will be your credit limit.

Can I use my existing FD to apply for this card? ▾

No, an existing FD cannot be used. A new FD will be created as part of the application process.

Which bank will the FD be opened with? ▾

The FD will be opened with SBM Bank, which is fully regulated and insured by the RBI.

What are the charges associated with the credit card? ▾

Interest Rate: 3.5% per month (42% annually) after the 45‑day interest‑free period.

What is the interest-free period/billing cycle? ▾

You get up to 45 days of interest-free credit.

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